Mail & Guardian
Mail & Guardian
Gareth Stokes

Creator

Gareth Stokes

Alan Yates, Head of Distribution at Peregrine Capital.

Financial consumers back hedge funds for better risk-adjusted returns, downside protection

The SA hedge funds industry is gaining popularity among a broader range of consumers due to increased regulatory oversight

John Orford, Portfolio Manager at Old Mutual Investment Group.

The five trends that may impact your investment outcomes in 2024

As the world changes, so are the trends that influence your investment decisions, but long-term planning remains key

Heidi

Getting to grips with your scheme’s lingo

Co-payment This is the portion of any medical expense for which you are liable. The amount varies from one scheme to the next and between options.

Andrew Edwards

Making healthy medical aid choices

South Africa’s healthcare landscape is divided between a public and private- sector.

Navigating the risk and return minefield

Navigating the risk and return minefield

Your retirement hinges on an asset manager’s ability to balance risk and return

Banking on the future

Getting to grips with asset management philosophies

Every gain or loss reflected on your retirement annuity or unit trust fund statement is underpinned by an asset management philosophy.

Candice Paine

Managing assets is important

Millions of South Africans- supplement their employer-linked pension funds via additional contributions to retirement annuities and unit trusts.

Offshore equities offer pockets of value

This year will go down in history as a year of extreme stock market volatility.

How much is enough for the golden years?

Ask a stakeholder in the retirement provisioning space how much you should contribute to your retirement fund and they’ll probably say 15%.

Beating the market again

Investors quickly forget about the losses they suffered in the previous stock market crash.

Choosing the right asset manager

Options are abound for investors looking to save, writes <b>Gareth Stokes</b>.

Retirement rules need reform

People struggle to save because of easy withdrawal rules.

Boosting short-term savings

Boosting short-term savings

When it comes to short-term savings it seems our voracious consumption culture has confined ‘saving for a rainy day’ to history.

Saving with insurance

Saving with insurance

July 2011 National Savings month serves as a reminder to us all to review our financial plans and afford savings the priority it deserves.

Retirement is the test of saving

Retirement is the test of saving

You must save for short-term emergencies and ‘big ticket’ items such as household appliances and holidays.

Another take on ‘time is money’

There is no such thing as "get rich quick".

Savings alternatives for SA’s un-banked

Over the past decade, banks and life insurers have created a range of products for the low-income market.

The defence against recession

Saving is all about discipline and people spending less than they earn.

Steer clear of under-insurance

Steer clear of under-insurance

Tally up your assets and personal goods and purchase the necessary insurance cover to protect these items from all risks.

A conservative bunch

A conservative bunch

Private investors find protection from their ‘fear and greed’ investment responses in the asset allocation fund space.