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Consumers should spend cautiously, despite the positive outlook for the year
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Personal finance: sustainable budgeting tips to stretch your money in 2025

Consumers should spend cautiously, despite the positive outlook for the year

Anomaly: Matthew Booth (left) has capitalised on his status as a fan favourite to score post-retirement commentary gigs. He advises players to invest early and well. Photo: Lefty Shivambu/Gallo Images/Getty Images

SA footballers still haunted by black tax and lavish living

Professional footballers, who have to retire young, need different investment vehicles

Can we live without debt?

Can we live without debt? The question needs to be reversed. We need to be asking why we believe we need debt in order to live.

Getting out of debt one step at a time

Website worth following www.brokemf.com

Buying too much of what we don’t need

All the useless stuff our kids spend their money on is really where it all starts.

Fighting the irrational debt instinct

Why does it feel easier to take on debt than to draw down on savings?

Yes, you can be debt-free and save

<i>Eunice Sibiya</i>, head of FNB’s consumer education programme, explains how you can plan your way out of debt.

How our credit cards have destroyed our achievements

By making everything more accessible and immediate, have credit cards removed our sense of achievement in acquiring those experiences or goods?

Teach kids value of money

Saving and budgeting should be learned from an early age, writes <b>Sameerah Karolia</b>.

Be a finance minister at home

Tendani Mantshimuli, consumer economist at Liberty Retail SA, says running your household on limited funds is not unlike managing a country’s budget.

Be ready for monthly debit orders

What happens if you don’t have enough money in your account to meet a debit order?

In desperate need of retail therapy

The willpower is wilting; it’s hard living on a budget.

Organised finance makes money

Short of cash? I just sorted out my admin and made R570.

Blue Monday

If your Monday was feeling a bit bluer than normal, there could be a good reason for it. Financially it may have been your toughest day.

Four goals to set this year

New Year’s resolutions may seem passé, but when it comes to money, they might just be well worth making.

Christmas shopping this weekend? Read this

Don’t blow the budget just because it’s Christmas. Here are some tips to help you shop smartly.

A festive-season survival plan

How to get through the next two weeks without losing sight of your financial goals.

Lottery for losers

The chances of winning the lotto are 0.0000072%. By not playing and rather investing you would be R804 000 better off over a lifetime.

Does it cost more to eat healthily?

If you’d like to cut down on calories this season, try to make smart choices when it comes to ingredients and cost.

Fifteen ways to avoid Christmas debt

Some of us go overboard with spending at this time of year — and it could have dire consequences.