The debt counselling process is not always smooth, as a Durban homeowner who fell into arrears on her mortgage has discovered

Parliament is going ahead with it, but credit providers say the last one did as much bad as good.

Gauteng has the highest consumer debt per capita of all nine provinces and accounts for almost half of total consumer debt in SA, says a new survey.

Only 53.3% of credit-active consumers in South Africa are in good standing. Is your credit record clear?

<b>Fiona Zerbst</b> discovers that protecting your credit record is easier said than done.

Consumers who want to pay off their debts are finding it nearly impossible to clear their names, writes Maya Fisher-French.